Job Description:
Underwriter Property
Stockholm, Sweden
Our underwriting teams set us apart. Our experienced underwriting professionals use their specialized expertise to underwrite even the most complex risks innovatively. We are now looking for a dedicated Property Underwriter to join our Energy, Property and Construction team. Based in Stockholm, this offers an exciting opportunity to manage and develop our property portfolio across Sweden, Denmark, Norway, and Finland. If you are passionate about underwriting, building strong client relationships, and driving growth in a dynamic market, this is the role for you.
As Property Underwriter, you will play a vital role in assessing, underwriting, and managing complex property risks in the Nordics. Your expertise will help shape our product offerings, support regional growth, and strengthen our market position. Working collaboratively with regional teams, you will contribute to the strategic development of our Nordic property business.
What will your essential responsibilities include?
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Underwriting, managing, and developing the Nordic Property portfolio, including large and complex risks.
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Building and maintaining strong relationships with brokers, clients, and internal stakeholders to foster trust and long-term partnerships.
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Developing innovative underwriting solutions aligned with regional market needs and AXA XL’s standards.
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Managing policy wordings and coverage terms to ensure clarity, compliance, and customer satisfaction.
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Supporting the development of new products and market strategies to enhance our property offering.
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Collaborating closely with regional and global teams to ensure consistent underwriting practices and share best practices.
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Monitoring market trends, competitor activity, and regulatory changes relevant to property underwriting in the Nordics.
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Contributing to the training and development of local underwriting teams and brokers.
Our team
You’ll be a vital part of the AXA XL Nordic Property, Energy and Construction team, consisting of 8 Underwriters within the different areas, reporting to the Property, Energy, Construction Manager Nordics.
We are looking for someone with these skills and abilities:
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Extensive experience in Property Underwriting or related roles such as broking, ideally within the Nordic or broader international markets.
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Proven track record of underwriting complex property risks and developing tailored solutions.
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Excellent understanding of the Nordic property market, including regulatory and client-specific considerations.
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Experience with policy wording, coverage negotiations, and client engagement.
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University degree in finance, insurance, or a related field, or equivalent professional experience.
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Excellent communication skills in English and at least one Nordic language (Swedish, Danish, Norwegian, or Finnish). Knowledge of additional languages (e.g., German, French) is a plus.
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Analytical mindset with robust decision-making skills and attention to detail.
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Ability to work collaboratively in a multicultural environment and independently when needed.
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Passion for innovation, problem-solving, and driving business growth.
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Relevant professional qualifications or certifications in insurance or underwriting are a plus.
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Good IT user skills, with digital and AI competence
Inclusion
AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. It’s about helping one another — and our business — to move forward and succeed.
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Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.
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Robust support for Flexible Working Arrangements
- Enhanced family-friendly leave benefits
- Named to the Diversity Best Practices Index
- Signatory to the UK Women in Finance Charter
Learn more at axaxl.com/about-us/inclusion-and-diversity. AXA XL is an Equal Opportunity Employer.
Total Rewards
AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do.
We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.
Sustainability
At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations.
Our Pillars:
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Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future. We’re committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.
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Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions.
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Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.
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AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving.
For more information, please see axaxl.com/sustainability.
AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it.
How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business property, casualty, professional, financial lines and specialty.
With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.
Learn more at axaxl.com
